CFO Services for Small Business Owners

As a small business owner, you're an expert in your field. But managing your company's high-level finances can feel like a second job. You're making critical decisions based on your bank balance, not a clear financial strategy. You know you need high-level financial guidance, but you're not ready to hire a full-time Chief Financial Officer (CFO).

That's where we come in.

Fred Lundin CPA provides fractional CFO and Controller services designed specifically for small businesses. We give you the expert oversight and strategic planning you need, exactly when you need it, at a fraction of the cost of a full-time executive. We help you bridge the gap between your daily bookkeeping and your long-term goals.

What We Do: Your On-Demand Finance Department

Our services are customized to your needs, but they generally fall into two key areas: strategic leadership (the "CFO") and financial oversight (the "Controller").

Strategic CFO Services (Looking Forward)

This is about building your future. We help you see around corners and make proactive decisions.

• Financial Strategy: We build a financial roadmap to help you achieve your business goals, whether that's increasing profit, scaling up, or preparing for a sale.
• Budgeting & Forecasting: Stop guessing. We create realistic budgets and financial forecasts so you can plan for future expenses and opportunities.
• Cash Flow Management: We help you master your cash cycle to ensure you always have the capital you need to operate and grow.
• KPI Development: We'll help you identify and track the Key Performance Indicators (KPIs) that actually drive your business.
• Pricing & Profitability Analysis: We dive deep to understand which services or products are making you the most money and where to adjust your strategy.

Expert Controller Services (Looking Now)

This is about ensuring your "now" is accurate. We manage the mechanics of your accounting to deliver reliable data.

• Financial Oversight: We act as your internal accounting manager, ensuring your books are accurate, timely, and secure.
• Month-End Close Management: We supervise the accounting process to deliver reliable financial statements (like the Profit & Loss and Balance Sheet) every single month.
• Internal Controls: We design and implement processes to protect your company’s assets and prevent costly errors or fraud.
• Clear Reporting: We deliver easy-to-understand financial reports that tell you the real story behind the numbers.
• Team & Process Management: We can manage your in-house bookkeeper, or help you build a more efficient accounting process from the ground up.

Is a Fractional CFO Right for You?

Our services are a perfect fit for established small business owners who:

• Feel overwhelmed by their finances and are "flying blind."
• Have a bookkeeper but need high-level oversight and strategy.
• Are growing quickly and need to manage cash flow and plan for the future.
• Are making major financial decisions (like seeking a loan or buying equipment) and need expert guidance.
• Want a proactive partner to help them understand their profitability.

The Fred Lundin CPA Difference: Your Partner in Growth

When you hire us, you’re not just getting a "numbers person." You're getting a strategic partner dedicated to your success.

• Make Confident Decisions: Stop guessing about pricing, hiring, or expansion. We provide the data-driven insights you need to move forward.
• Gain True Financial Clarity: We translate complex financial data into plain English, so you finally understand the "what" and "why" behind your numbers.
• Focus on Your Business: Free yourself from financial worries and get back to doing what you do best—serving your customers and growing your company.
• Access Elite Expertise Affordably: Get the benefit of a high-powered CFO and Controller without the $150,000+ annual salary and benefits.




Ready to Take Control of Your Finances?

Let's move your business from simply surviving to strategically thriving. 

Contact us today for a free, no-obligation consultation to discuss your financial goals.